IIRD understands that achieving economic development goes beyond the pursuit of material gains; it means achieving the necessary means to be productive, independent and self sustainable in the long term. The prime goal of IIRD is to improve the quality of life of the rural people by alleviating poverty through the instrument of self employment and wage employment programs.
In the course of this one decade of work, Economic Development has become IIRD’s major core competency. Along with social and environmental development, economic development of the rural communities has been pursued by most of our main projects. We seek to create and support self- employment opportunities and encourage business activities by building capacity, lowering risks, identifying and enhancing opportunities, developing partnerships and facilitating market integration for farmers and villagers in our target areas.
The Economic Development projects have been streamed in the four following areas of intervention: Micro Enterprise Development, Micro Finance, Poverty Alleviation and Rural Technology Development.
Program | Area & Time | Supporting Agency | No. of live Affected |
Cluster Development in Jaipur Block Printing, Kota Doria and Chanderi Weaving | Jaipur, Kota, Chanderi, 1998- 2004, 2006 | United Nations Industrial Development Organization (UNIDO) and SIDBI | 2500 families |
District Poverty Initiative Project (DPIP) | Jhalawar and Baran districts, 2000- 2008 | World Bank and Government of Rajasthan | 316 villages (14481 families) |
Rural Industries Program (RIP) | Jhalawar, Baran, Bundi, Kutch (Gujarat), 2002 till date | SIDBI and other bank linkages for loan facilitation | 1200 families |
Self Help Group Formation and Bank Linkages | Jhalawar district and Tonk districts 2002- 2008 | NABARD | 2500 in 485 SHGs |
Rural Insurance | Jhalawar, Baran &Tonk, Jaipur, Ahmedabad, 2003- 2013 | TATA-AIG, Max-Vijay Insurance, ICICI Bank, Yes Bank | 83000 |
Rural Technology Center (RTC) | Jhalawar, 2004 -2013 | Zila Parishad Jhalawar | 9000 |
Mobilizing for Voluntary Resettlement Plan under the Bisalpur Jaipur Water Supply Project | Tonk, 2006 | Asian Development Bank (ADB) | 5000 |
Gram Shakti: Integrated Development through Village Planning | Toda Raisingh Block, 2006 | UNICEF | 1800 |
Entrepreneurship and Self Employment Programs | All areas of operations, 2006 till date | NABARD, SIDBI, RMOL, EMI, RUIDP, DST | 15000 |
Microfinance and Micro Enterprise | All operational districts in Rajasthan, 2007 | SIDBI | 45000 |
Mitigating Poverty in Western Rajasthan | Sanchore, Dist. Jalore, 2010 | IFAD, Government of Rajasthan | 6000 |
M-power project | 2011-2012 | Rural development and panchayat Raj department | 4182 |
Sam orange organic processing and grading | 2011-2013 | ZP Jhalawar | 9058 |
Buck farming SGSY special project | 2011-2014 | ZP Jhalawar | 4582 |
Saharia Sanskriti Evam Aajeevika Vikas Vatika (SSAVV) | 2011 till date Shahbad and Kishanganj Block, Baran | Dettt. of tribal affairs GOR | 3318 |
Introduction of efficient agriculture practices & inputs for promotion of Sustainable livelihoods | 2011 till date Shahbad and Kishanganj Block, Baran | Dettt. of tribal affairs GOR | 1640 |
SHG formation | 2012 till date | Yes bank | 6345 |
Skill development training | 2012-2013 | IL&FS | 180 |
SHG formation | 2012-2013 | BITSA PILANI | 125 |
Micro finance operation | 2012 Till date | ARTH | 29559 |
Saharia housing | 2012-2015 Shahabad block of Baran district | Dettt. of tribal affairs GOR | 1804 |
Agriculture activity | 2013 till date | RTC | 723 |
Vermin composting | 2013 till date | RTC | 290 |
Orange grading | 2013 till date | RTC | 120 farmers |
Farmer producer organization | 2014 till date Jhalawar ,Baran | NABARD | 339 |
Micro enterprise promotion program | 2015 till date Jhalawar | SIDBI | 164 |
Year: 2004 to till date
Place: Village Chandloi, tehsil Jhalrapatan, Distt, Jhalawar
Partner: ZilaParishad, Government of Rajasthan
At the RTC, interested appropriate populations enroll in rural courses ranging from Animal Husbandry Management to Non Farming Skills Training to Water Shed Construction as well as several other related rural skills. Modular courses range from 2 days to over two weeks and are presented in a holistic “hands-on” approach through onsite demonstrations, trails and follow-up field projects and programs.
Upon graduation from courses and programs, rural beneficiaries are matched among themselves for peer support, mentorship and encouragement. Course members become active in their own development, with suitable skills learned at the RTC augmenting income generating possibilities and other associated positive externalities. IIRD believes the core factors limiting the potential of rural populations include poor skills sets and external access to capital. The RTC fills both gaps, providing suitable holistic educational solutions while also matching viable entrepreneurs with financial capital.
Provide consultancy, training and information unit that advises and supports rural beneficiaries-cum-entrepreneurs in their initial or expansive entry into the business realm.
IIRD’s RTC, as a Consultancy, Training, and Information Unit, has adviced, supported and provided live demonstrations to rural beneficiaries-cum-entrepreneurs in their business realm. Consultancy, Training, and Information Unit that advices and supports rural beneficiaries-cum-entrepreneurs in their initial or expansive entry into the business realm;
Incubator Unit for on site and off site development of products, techniques, practices, and technologies, with added support from expert facilitators in a timely holistic and adaptive manner for taking on new information with added support from expert facilitators in a timely holistic and adaptive manner;
Research and Development Park on viable suitable solutions for life style improvement;
Credit Unit that would both provide in-house loans, advice and consultation to aspiring viable rural business units while also linking rural units with external units.
Information Point for imparting other related development information including, health, sanitation, etc to rural beneficiaries while also serving as a information collecting point. On campus bulletin boards, outreach team field visits and overall interaction between informed staff and beneficiaries will lead to greater collaborative information sharing
The following activities were done;
The Rajasthan State Agricultural Marketing Board (RSAMB) has delegated the responsibility of the construction of waxing and grading units for orange and garlic in Bhawanimandi. Once the units are constructed, IIRD shall operate and manage the same on lease, as well. IIRD already runs such grading and processing units at RTC (Rural Technology Center), Jhalawar, for the past 8 years
Year: 2002 till date
Place: All areas of operations
Partner Agency: NABARD, SIDBI
IIRD’s forth approach towards mobilizing funds and credits for entrepreneurship activities are the formation of Self Help Groups. These are groups of poor people – often women – that organize themselves to achieve economic upliftment and self-sustenance. During the initial period, economic stability is promoted through the generation of a common fund that should be collectively managed and used according to priorities, which have been commonly agreed upon. Borrowing, saving and paying back habits are thus acquired by each one of the beneficiaries, enabling the group to take a step further towards the formal banking sector and its possibilities. Opening an account and getting a loan are the next phases of group development and if interest is shown, counseling and training on income generation activities are given to further encourage entrepreneurial initiatives.
The promotion of SHG is an inherent part of many of our programs, and for the past years we have facilitated them in the slums of Jaipur, rural areas of Alwar and Jhalawar, other parts of Rajasthan and some districts of Gujarat
Besides facilitating access to financial services and offering a framework for building technical and entrepreneurial skills, SHGs help to reduce dependency on expensive moneylenders, create employment and increase productivity. But most of all, the SHGs allow for the true economic empowerment of the huge part of the population which daily suffers the worst type of marginalization, namely women. Through SHG women and girls from the most underprivileged areas of India have the opportunity to broaden their life perspective, gain knowledge and skills, acquiring self-confidence and consequently being able to improve their social and economic condition.
Since 2007, ARTH Micro Finance, an associate of IIRD, has been steadily growing in terms of variety of assignments as well as diversity of stakeholders. This has also meant increased, both qualitative and quantitative, results. With staff strength of about 70 professionals across 14 branches in Rajasthan, Gujarat and Madhya Pradesh, ARTH has touched more than 45000 lives in 2596 groups, extended loans to 19873 women in 6 districts across 3 states of India, in the current year.
In the process of delivering cost effective and convenient financial solutions and related technological inputs, ARTH has not only helped its family members to achieve financial independence, but greater decision making abilities as well. A large number of entrepreneurship stories are only the icing on the cake.
ARTH recognizes that the working poor can act in an entrepreneurial manner and are, in principle, creditworthy. For these micro-borrowers, microcredit is often the only alternative to paying excessive interest rates charged by unofficial moneylenders. They use financial services not only for business investment in their micro-enterprises but also to invest in health and education, to manage household emergencies, and to meet the wide variety of other cash needs that they encounter. Access to financial services enables poor people to increase their household incomes, build assets, and reduce their vulnerability to the crises that are so much a part of their daily lives.
Financial services thus reduce poverty and its effects in multiple concrete ways. And the beauty of it all is, as the programs approach financial sustainability, they have reached far beyond the limits of scarce donor resources.
Year: 2013 - Till date
Place: Rajasthan Madhayapardesh Punjab
Partner Agency: Yes Bank
IIRD, for the first time, has extended itself to Punjab, as an implementation agency. It had worked in Punjab earlier, in the capapctiy of Research and Monitoring Agency.
Financial inclusion initiatives at Yes Bank are aimed at shg formation and financial empowerment and participation of rural masses in the growth process. Improved access to financial services contributes to productivity and social protection, as the financial sector – through savings, credit and insurance – serves as means of crisis mitigation. Once people in rural areas have access to banking and other financial services, their economic situation will improve and they will be able to contribute to the nation’s economy in a better way.
Yes Bank’s financial inclusion initiatives are aimed at financial empowerment and participation of rural masses in the growth process. In this context, in the states of Punjab and Madhya Pradesh, they have choen to work with IIRD, an organization with more than 15 years of experience in this field, to be their Business Correspondents.
Based on the SHG model and focusing on women at its core, IIRD has done a business of more than 46 crores in a span of 9 year.
Year: 2011- Till date
Place: Shahabad and Kishanganj Block, Baran
Partner Agency: Tribal Area Development Department
The overall development of Saharias, the pace of development appears to be rather slow and not many have benefited from these plans and programs. Past benefit follow-ups are found to be missing which ultimately push the beneficiaries back into low level of economic equilibrium. The Saharias are caught in a vicious circle of poverty.
IIRD has proposed to develop a one stop development shop- SahariaSanskritiEvamAajeevikaVikasVatika (SSAVV) for Saharias, which would be a gateway for culture conservation, exposure, training, learning and regular support to Saharia community on various socio-economic developmental aspects around livelihood in specific farming.
Year: 2011- Till date
Place: Shahabad and Kishanganj Block, Baran
Partner Agency: Tribal Area Development Department
Spread across Saharia villages of Shahbad, Kishanganj, Atru and Mangrol Blocks of Baran district of Rajasthan, covering about 60 to 75 villages and benefiting an area of about 2500 acres through all its activities, Parivartan addresses the issue of Saharia women’s’ participation in sustainable agricultural development to enhance their livelihood with the promotion of dairy by women and the intensification and diversification of cropping pattern. The program is led by skilled women farmers.
Highlight of the model:
The activities of Parivartan are as follows:
Year: 2011-- Till date
Place: Shahabad and Kishanganj Block, Baran
Partner Agency: Deptt. Of Tribal affairs
The Saharia is only primitive tribal group (PTG) in Rajasthan. The households of this are concentrated in the Shahbad and Kishanganj Tehsils of Baran district of Rajasthan. They have always lived in forests.
With time and as civilization invaded the jungles, they had no place to call of their own, as their lands were primarily in the proximity of the jungles. The collection of forest produces the hunting are of secondary importance. Unlike their past, these days, the chief sources of livelihood are agriculture and labor. Their habitations are located outside the main villages, which is called Saharana. It is generally a cluster of houses. The housing reminds of prehistoric scenes. It is made of some stone boulders and roofing is also of stone slabs-locally called as Patore. In some villages mud structures are also constructed. Brick and concrete are very rare. They live in small joint families
In a bid to settle them down, along with the agricultural activities, the TADD and Government of India have insisted that they be given affordable housing. The project aims to create 1804 houses for the Saharias over a period of 5 years.
Ma ambika orange producer company limited:-
place: Village-Garwada, P.O- Semlikhan, Teh -Pirwa, PanchyatSamiti-Sunel via Raipur
Year: 14-12-2015
Partner agency: NABARD
To sow ,grow, cultivate ,plant ,produce ,process ,breed, buy, sell, import, export, make marketable or otherwise deal in orange and other fruit and to carry on the business of polishing ,grading, waxing ,packaging, processing ,storage, and other agriculture activities and to process and manufacture fruit and vegetable products like pulp ,juice, cosmetic products and all other type of such products. To undertake processing including preserving, drying, distilling, brewing, venting, canning and packaging of produce of its member and others. Promoting techniques of mutuality assistance increasing welfare measure or facilities for the benefits of member and others.
Neemba producer company limited
Place: Village-Jeetapura, P.O- JunaKheda, Tehsil-AsanawarJhalawar -326021
Year: : 14 dec.2015
Partner agency: NABARD
To carry on the activities of production cultivation processing marketing harvesting procurement grading ,pooling handling, selling ,of spices and all over type of agriculture ,floriculture and horticulture products of the member or import of goods or services for their benefits and to undertake research and development activities in these areas to provide technical assistance to farmer and producers.
To assist in taking insurance of producers or their primary produce and to provide finance credit facility or other financial services to member for procurement ,processing ,marketing ,or other activities specified in objects mentioned above.
BijasanGehunBeej Producer Company limited
Place: Bakanpura, Kishanganj, Kishanganaj, Baran, Rajasthan India.325216
Year: 14-12-2015
Partner agency: NABARD
To undertake any other activities ancillary or incidental to any of the above mentioned activities or other activities which promote the principles of mutuality and mutual assistance amongst the member in any other manner.
To carry on the activities of production cultivation processing marketing harvesting procurement grading ,pooling handling, selling ,of spices and all over type of agriculture ,floriculture and horticulture products of the member or import of goods or services for their benefits and to undertake research and development activities in these areas to provide technical assistance to farmer and producers.
To manufacture sale or supply machinery, equipment or consumable mainly to its member and to undertake generation transmission and distribution relatable to primary produce.
Year:7-4-2015
Place: Jhalawar
Partner agency: SIDBI
MEPP is a unique program by SIDBI that aims at promoting viable rural enterprises leading to employment generation in rural areas. The program addresses problems of rural unemployment, urban migration, under-utilization of know-how and latent rural resources and marketing of rural products. MEPP has been sanctioned to IIRD for a period of 2 years in the districts of Jhalawar and Kota, towards the creation of microenterprises. There is an inclusion of financial component as well.
MEPP aims at helping poor entrepreneurs and rural families in the country by providing technical and financial support for micro enterprises, which can, in turn, benefit other poor families through job opportunities. The program was effective in mobilizing and organizing business development services (economically loans) which provide support to startup microenterprises and upgrading existing microenterprises.
Most MEPP find it difficult to produce collateral while applying for loans. Most loans offered by banks are on existing security and collateral. Micro Enterprises Promotion Programme (MEPP), (erstwhile RIP)promoting viable enterprises leading to employment generation in rural/semi-urban areas, peripheral urban areas/industrial clusters, artisans based clusters in both urban and rural areas by facilitating availability of business services. It would create mechanism to provide help in identifying, motivating and guiding entrepreneurs in setting up industrial ventures. It also aims at better commercial exploitation of local resources. The agency shall endeavour to promote maximum enterprises under MEPP by facilitating credit linkage with nationalized banks/Rural banks and also with SIDBI.