Rural Development

Economic development and poverty alleviation

IIRD understands that achieving economic development goes beyond the pursuit of material gains; it means achieving the necessary means to be productive, independent and self sustainable in the long term. The prime goal of IIRD is to improve the quality of life of the rural people by alleviating poverty through the instrument of self employment and wage employment programs.

In the course of this one decade of work, Economic Development has become IIRD’s major core competency. Along with social and environmental development, economic development of the rural  communities has been pursued by most of  our main projects. We seek to create and support self- employment opportunities and encourage business activities by building capacity, lowering risks, identifying and enhancing opportunities, developing partnerships and facilitating market integration for farmers and villagers in our target areas.

The Economic Development projects have been streamed in the four following areas of intervention: Micro Enterprise Development, Micro Finance, Poverty Alleviation and Rural Technology Development.


  1. To deal with poverty as complex social, political, cultural, environmental and economic problem
  2. To encourage and to provide the means to farmers, artisans, young, enterprise holders and women to start up or uplift their own business activities
  3. To provide rural population with credit facilities, banking access and micro insurance as a way of overcoming poverty and economic instability
  4. To provide and develop suitable modern technologies to farmers and entrepreneurs in order to ameliorate the production and explore business opportunities

The Program at a Glance

Program Area & Time Supporting Agency No. of live Affected
Cluster Development in Jaipur Block Printing, Kota Doria and Chanderi Weaving Jaipur, Kota, Chanderi, 1998- 2004, 2006 United Nations Industrial Development Organization (UNIDO) and SIDBI 2500 families
District Poverty Initiative Project (DPIP) Jhalawar and Baran districts, 2000- 2008 World Bank and Government of Rajasthan 316 villages (14481 families)
Rural Industries Program (RIP) Jhalawar, Baran, Bundi, Kutch (Gujarat), 2002 till date SIDBI and other bank linkages for loan facilitation 1200 families
Self Help Group Formation and Bank Linkages Jhalawar district and Tonk districts 2002- 2008 NABARD 2500 in 485 SHGs
Rural Insurance Jhalawar, Baran &Tonk, Jaipur, Ahmedabad, 2003- 2013 TATA-AIG, Max-Vijay Insurance, ICICI Bank, Yes Bank 83000
Rural Technology Center (RTC) Jhalawar, 2004 -2013 Zila Parishad Jhalawar 9000
Mobilizing for Voluntary Resettlement Plan under the Bisalpur Jaipur Water Supply Project Tonk, 2006 Asian Development Bank (ADB) 5000
Gram Shakti: Integrated Development through Village Planning Toda Raisingh Block, 2006 UNICEF 1800
Entrepreneurship and Self Employment Programs All areas of operations, 2006 till date NABARD, SIDBI, RMOL, EMI, RUIDP, DST 15000
Microfinance and Micro Enterprise All operational districts in Rajasthan, 2007 SIDBI 45000
Mitigating Poverty in Western Rajasthan Sanchore, Dist. Jalore, 2010 IFAD, Government of Rajasthan 6000
M-power project 2011-2012 Rural development and panchayat Raj department 4182
Sam orange organic processing and grading 2011-2013 ZP Jhalawar 9058
Buck farming SGSY special project 2011-2014 ZP Jhalawar 4582
Saharia Sanskriti Evam Aajeevika Vikas Vatika (SSAVV) 2011 till date Shahbad and Kishanganj Block, Baran Dettt. of tribal affairs GOR 3318
Introduction of efficient agriculture practices & inputs for promotion of Sustainable livelihoods 2011 till date Shahbad and Kishanganj Block, Baran Dettt. of tribal affairs GOR 1640
SHG formation 2012 till date Yes bank 6345
Skill development training 2012-2013 IL&FS 180
SHG formation 2012-2013 BITSA PILANI 125
Micro finance operation 2012 Till date ARTH 29559
Saharia housing 2012-2015 Shahabad block of Baran district Dettt. of tribal affairs GOR 1804
Agriculture activity 2013 till date RTC 723
Vermin composting 2013 till date RTC 290
Orange grading 2013 till date RTC 120 farmers
Farmer producer organization 2014 till date Jhalawar ,Baran NABARD 339
Micro enterprise promotion program 2015 till date Jhalawar SIDBI 164

1.1  Rural Technology Center (RTC)

Year: 2004 to till date

Place: Village Chandloi, tehsil Jhalrapatan, Distt, Jhalawar

Partner: ZilaParishad, Government of Rajasthan

The Project

At the RTC, interested appropriate populations enroll in rural courses ranging from Animal Husbandry Management to Non Farming Skills Training to Water Shed Construction as well as several other related rural skills. Modular courses range from 2 days to over two weeks and are presented in a holistic “hands-on” approach through onsite demonstrations, trails and follow-up field projects and programs.

Upon graduation from courses and programs, rural beneficiaries are matched among themselves for peer support, mentorship and encouragement. Course members become active in their own development, with suitable skills learned at the RTC augmenting income generating possibilities and other associated positive externalities. IIRD believes the core factors limiting the potential of rural populations include poor skills sets and external access to capital. The RTC fills both gaps, providing suitable holistic educational solutions while also matching viable entrepreneurs with financial capital.


Provide consultancy, training and information unit that advises and supports rural beneficiaries-cum-entrepreneurs in their initial or expansive entry into the business realm.


IIRD’s RTC, as a Consultancy, Training, and Information Unit, has adviced, supported and provided live demonstrations to rural beneficiaries-cum-entrepreneurs in their business realm. Consultancy, Training, and Information Unit that advices and supports rural beneficiaries-cum-entrepreneurs in their initial or expansive entry into the business realm;

Incubator Unit for on site and off site development of products, techniques, practices, and technologies, with added support from expert facilitators in a timely holistic and adaptive manner for taking on new information with added support from expert facilitators in a timely holistic and adaptive manner;
Research and Development Park on viable suitable solutions for life style improvement;
Credit Unit that would both provide in-house loans, advice and consultation to aspiring viable rural business units while also linking rural units with external units.

Information Point for imparting other related development information including, health, sanitation, etc to rural beneficiaries while also serving as a information collecting point. On campus bulletin boards, outreach team field visits and overall interaction between informed staff and beneficiaries will lead to greater collaborative information sharing

The following activities were done;

  1. Orange Grading
  2. Agriculture
  3. Nursery
  4. Dairy
  5. Vermicomposting
  6. Goatery
1.1.1  Orange Grading Processing Units

The Rajasthan State Agricultural Marketing Board (RSAMB) has delegated the responsibility of the construction of waxing and grading units for orange and garlic in Bhawanimandi. Once the units are constructed, IIRD shall operate and manage the same on lease, as well. IIRD already runs such grading and processing units at RTC (Rural Technology Center), Jhalawar, for the past 8 years

1.1.2 Nursery

1.2 Microfinance,  Self Help Group Formation and Bank Linkages

Year: 2002 till date
Place: All areas of operations
Partner Agency: NABARD, SIDBI


IIRD’s forth approach towards mobilizing funds and credits for entrepreneurship activities are the formation of Self Help Groups. These are groups of poor people – often women – that organize themselves to achieve economic upliftment and self-sustenance. During the initial period, economic stability is promoted through the generation of a common fund that should be collectively managed and used according to priorities, which have been commonly agreed upon. Borrowing, saving and paying back habits are thus acquired by each one of the beneficiaries, enabling the group to take a step further towards the formal banking sector and its possibilities. Opening an account and getting a loan are the next phases of group development and if interest is shown, counseling and training on income generation activities are given to further encourage entrepreneurial initiatives.

The promotion of SHG is an inherent part of many of our programs, and for the past years we have facilitated them in the slums of Jaipur, rural areas of Alwar and Jhalawar, other parts of Rajasthan and some districts of Gujarat

Besides facilitating access to financial services and offering a framework for building technical and entrepreneurial skills, SHGs help to reduce dependency on expensive moneylenders, create employment and increase productivity. But most of all, the SHGs allow for the true economic empowerment of the huge part of the population which daily suffers the worst type of marginalization, namely women. Through SHG women and girls from the most underprivileged areas of India have the opportunity to broaden their life perspective, gain knowledge and skills, acquiring self-confidence and consequently being able to improve their social and economic condition.

Since 2007, ARTH Micro Finance, an associate of IIRD, has been steadily growing in terms of variety of assignments as well as diversity of stakeholders. This has also meant increased, both qualitative and quantitative, results. With staff strength of about 70 professionals across 14 branches in Rajasthan, Gujarat and Madhya Pradesh, ARTH has touched more than 45000 lives in 2596 groups, extended loans to 19873 women in 6 districts across 3 states of India, in the current year.

In the process of delivering cost effective and convenient financial solutions and related technological inputs, ARTH has not only helped its family members to achieve financial independence, but greater decision making abilities as well. A large number of entrepreneurship stories are only the icing on the cake.

ARTH recognizes that the working poor can act in an entrepreneurial manner and are, in principle, creditworthy. For these micro-borrowers, microcredit is often the only alternative to paying excessive interest rates charged by unofficial moneylenders. They use financial services not only for business investment in their micro-enterprises but also to invest in health and education, to manage household emergencies, and to meet the wide variety of other cash needs that they encounter. Access to financial services enables poor people to increase their household incomes, build assets, and reduce their vulnerability to the crises that are so much a part of their daily lives.

Financial services thus reduce poverty and its effects in multiple concrete ways. And the beauty of it all is, as the programs approach financial sustainability, they have reached far beyond the limits of scarce donor resources.

1.3 YES Bank leap programs

Year: 2013 - Till date
Place: Rajasthan Madhayapardesh Punjab
Partner Agency:  Yes Bank

The project:

IIRD, for the first time, has extended itself to Punjab, as an implementation agency. It had worked in Punjab earlier, in the capapctiy of Research and Monitoring Agency.

Financial inclusion initiatives at Yes Bank are aimed at shg formation and financial empowerment and participation of rural masses in the growth process. Improved access to financial services contributes to productivity and social protection, as the financial sector – through savings, credit and insurance – serves as means of crisis mitigation. Once people in rural areas have access to banking and other financial services, their economic situation will improve and they will be able to contribute to the nation’s economy in a better way.

Yes Bank’s financial inclusion initiatives are aimed at financial empowerment and participation of rural masses in the growth process. In this context, in the states of Punjab and Madhya Pradesh, they have choen to work with IIRD, an organization with more than 15 years of experience in this field, to be their Business Correspondents.

Achievements :-

Based on the SHG model and focusing on women at its core, IIRD has done a business of more than 46 crores in a span of 9 year.

1.4 Saharia Sanskriti Evam Aajeevika Vikas Vatika (SSAVV)

Year: 2011- Till date
Place:  Shahabad and Kishanganj Block, Baran
Partner Agency: Tribal Area Development Department

The Project

The overall development of Saharias, the pace of development appears to be rather slow and not many have benefited from these plans and programs. Past benefit follow-ups are found to be missing which ultimately push the beneficiaries back into low level of economic equilibrium. The Saharias are caught in a vicious circle of poverty.

IIRD has proposed to develop a one stop development shop- SahariaSanskritiEvamAajeevikaVikasVatika (SSAVV) for Saharias, which would be a gateway for culture conservation, exposure, training, learning and regular support to Saharia community on various socio-economic developmental aspects around livelihood in specific farming.


  1. Conservation cum promotion of traditional knowledge and culture of Sahrias
  2. Development incubation through Live Demonstration of all developmental schemes related to Sahrias& other rural development subjects
  3. Expose potential benefits of development schemes and communicate government efforts for the benefit of the Sahrias
  4. Develop SahriaSanskritiEvamAajeevikaVikasVatika (SSAVV) as state-of-the- art agriculture, livestock livelihood, social and culture development center with live demonstrations of various socio-economic activities
  5. Develop Multi Disciplinary Training Center for organization of trainings related non –farm sector 
  6. Discover main and supplementary income generation avenues in livestock & agriculture sector for farming community and provide exposure, demonstration and add on training
  7. Create a common platform for sharing, learning and earning
  8. Host for backward and forward linkages related to agriculture, livestock. Water, herbal and human development and provide common facilities
  9. Convergence & demonstration of various development schemes and offer a bouquet of development solutions, services and source
  10. Dedicated institution for rendering livelihood services to Sahrias and rigorous follow up to ensure sustenance of development investments
  11. Provide platform to Sahrias for economic, cultural and social mainstreaming


1.5 Introduction of efficient agriculture practices & inputs for promotion of Sustainable livelihoods (Parivartan) through Saharia Mahila Krishak Clubs

Year: 2011- Till date
Place:  Shahabad and Kishanganj Block, Baran
Partner Agency: Tribal Area Development Department

The Project :-

Spread across Saharia villages of Shahbad, Kishanganj, Atru and Mangrol Blocks of Baran district of Rajasthan, covering about 60 to 75 villages and benefiting an area of about 2500 acres through all its activities, Parivartan addresses the issue of Saharia women’s’ participation in sustainable agricultural development to enhance their livelihood with the promotion of dairy by women and the intensification and diversification of cropping pattern. The program is led by skilled women farmers.

Highlight of the model:

  1. It is fully managed by Saharia women farmers beneficiaries and their village level institutions SahriaMahilaKrishak Clubs (MKCs). 
  2. Saharia Farm Schools would be developed at village level and all SahariaMahilaKrishak are exposed and trained on efficient agriculture practices, which they learn collectively and apply at their own farms. This school will be a on a small patch of land, willingly donated by a farmer volunteer.

The activities of Parivartan are as follows:

Livelihood Activities

  1. Diversified Agriculture
  2. Maize Seed multiplication Plots
  3. Orchard Plots ( Wadi Development)
  4. Papaya cultivation
  5. Improved vegetable Plots
  6. Medicinal & Aromatic cultivation
  7. Onion Cultivation
  8. Garlic cultivation
  9. Ginger cultivation
  10. Floriculture Plots ( Seasonal)
  11. Rose flower cultivation
  12. Net House
  1. Vermi Compost Units
  2. Diesel Engine
  3. Sprayer Units
  4. Wells Development and Wells Recharging
  5. Community Organization SahriaMahilaKrishak Clubs (MKC)
  6. Saharia Farm School (SFS)
  7. Dairy Development
  8. Marketing support centre
  9. Trainings and Capacity Building
  10. In house training on  activity related subject matter
  11. Exposure Visits to Agriculture Universities and KVKs


1.6 Saharia Housing Scheme

Year: 2011-- Till date
Place:  Shahabad and Kishanganj Block, Baran
Partner Agency:  Deptt. Of Tribal affairs

The Project

The Saharia is only primitive tribal group (PTG) in Rajasthan. The households of this are concentrated in the Shahbad and Kishanganj Tehsils of Baran district of Rajasthan. They have always lived in forests.
With time and as civilization invaded the jungles, they had no place to call of their own, as their lands were primarily in the proximity of the jungles. The collection of forest produces the hunting are of secondary importance. Unlike their past, these days, the chief sources of livelihood are agriculture and labor. Their habitations are located outside the main villages, which is called Saharana. It is generally a cluster of houses. The housing reminds of prehistoric scenes. It is made of some stone boulders and roofing is also of stone slabs-locally called as Patore. In some villages mud structures are also constructed. Brick and concrete are very rare. They live in small joint families

In a bid to settle them down, along with the agricultural activities, the TADD and Government of India have insisted that they be given affordable housing. The project aims to create 1804 houses for the Saharias over a period of 5 years.


1.7 Farmer producer organization

farmers are organized and planning to sale orange crop together directly to retail market in place of intermediary.  Better price discovery and better income enhancement opportunities for farmers

  1. It is formed by a group of primary producers
  2. It is a registered body and a legal entity
  3. producers are primary shareholders in the organization
  4. It deals with business activities related to the primary produce/product/ related inputs
  5. It works for the benefit of the member producers
  6. Portions of profit are shared amongst the producers and the balance goes to the share capital or     reserves.
  7. It has minimum shareholding members numbering 50 at the time of registration.
  8. MaaAmbika orange producer company limited
  9. Neemba producer company limited
  10. Bijasangehunbeej producer company

Ma ambika orange producer company limited:-
place: Village-Garwada, P.O- Semlikhan, Teh -Pirwa, PanchyatSamiti-Sunel via Raipur
Year: 14-12-2015
Partner agency: NABARD



To sow ,grow, cultivate ,plant ,produce ,process ,breed, buy, sell, import, export, make marketable or otherwise deal in orange and other fruit and to carry on the business of polishing ,grading, waxing ,packaging, processing ,storage, and other agriculture activities and to process and manufacture fruit and vegetable products like pulp ,juice, cosmetic products and all other type of such products. To undertake processing including preserving, drying, distilling, brewing, venting, canning and packaging of produce of its member and others. Promoting techniques of mutuality assistance increasing welfare measure or facilities for the benefits of member and others.


Neemba producer company limited Place: Village-Jeetapura, P.O- JunaKheda, Tehsil-AsanawarJhalawar -326021
Year: : 14 dec.2015
Partner agency: NABARD


To carry on the activities of production cultivation processing marketing harvesting procurement grading ,pooling handling, selling ,of spices and all over type of agriculture ,floriculture and horticulture products of the member or import of goods or services for their benefits and to undertake research and development  activities in these areas to provide technical assistance to farmer  and producers.
To assist in taking insurance of producers or their primary produce and to provide finance credit facility or other financial services to member for procurement ,processing ,marketing ,or other activities specified in objects mentioned above.


BijasanGehunBeej  Producer Company limited
Place: Bakanpura, Kishanganj, Kishanganaj, Baran, Rajasthan India.325216
Year: 14-12-2015
Partner agency: NABARD


To undertake any other activities ancillary or incidental to any of the above mentioned activities or other activities which promote the principles of mutuality and mutual assistance amongst the member in any other manner.

To carry on the activities of production cultivation processing marketing harvesting procurement grading ,pooling handling, selling ,of spices and all over type of agriculture ,floriculture and horticulture products of the member or import of goods or services for their benefits and to undertake research and development  activities in these areas to provide technical assistance to farmer  and producers.
To manufacture sale or supply   machinery, equipment or consumable mainly to its member and to undertake generation transmission and distribution relatable to primary produce.


1.8 Micro Enterprise Promotion Program

Place: Jhalawar
Partner agency: SIDBI

The project

MEPP is a unique program by SIDBI that aims at promoting viable rural enterprises leading to employment generation in rural areas. The  program  addresses problems of rural unemployment, urban migration,  under-utilization  of  know-how  and  latent  rural  resources  and  marketing  of  rural  products. MEPP has been sanctioned to IIRD for a period of 2 years in the districts of Jhalawar and Kota, towards the creation of microenterprises. There is an inclusion of financial component as well.
MEPP aims at helping poor entrepreneurs and rural families in the country by providing technical and financial support for micro enterprises, which can, in turn, benefit other poor families through job opportunities. The program was effective in mobilizing and organizing business development services (economically loans) which provide support to startup microenterprises and upgrading existing microenterprises.

Most MEPP find it difficult to produce collateral while applying for loans. Most loans offered by banks are on existing security and collateral. Micro Enterprises Promotion Programme (MEPP), (erstwhile RIP)promoting viable enterprises leading to employment generation in rural/semi-urban areas, peripheral urban areas/industrial clusters, artisans based clusters in both urban and rural areas by facilitating availability of business services. It would create mechanism to provide help in identifying, motivating and guiding entrepreneurs in setting up industrial ventures. It also aims at better commercial exploitation of local resources. The agency shall endeavour to promote maximum enterprises under MEPP by facilitating credit linkage with nationalized banks/Rural banks and also with SIDBI.

Goal and Objectives:

  1. The programme’s development goal is to reduce poverty through increased economic development and job creation. 
  2. It will increase and expand the microenterprises, and sustain profitable operation.
  3. The specific objectives of the programme are: (1) to increase the volume of finance available to micro enterprises, and (2) provide efficient, cost-effective and demand-responsive business development services to rural micro enterprises.
  4. facilitating  technology transfer appropriate for micro and small enterprises  
  5. Engage professional expertise in entrepreneurship development